Insurance & Payment policies

Insurance

We accept insurance to help make therapy more accessible and affordable for our clients.

We are currently in-network with the following plans:

  • Anthem BC/BS

  • Aetna

  • CT Husky / Medicaid plans

  • Cigna

  • ConnectiCare

  • United Healthcare

  • Wellfleet

If we are out-of-network with your insurance, we can provide a superbill (receipt of services) for you to submit for potential reimbursement.

Please Note About Insurance Coverage

We encourage all clients to verify their mental health benefits prior to starting services to understand their financial responsibility, including copays, coinsurance, and deductibles.

Telehealth services may or may not be covered depending on your individual plan and should be verified directly with your insurance provider.

Growth Era Counseling & Wellness LLC does not guarantee verification of benefits prior to services being rendered.

Out-of-Pocket Costs (Self-Pay & Out-of-Network)

Licensed Clinician Therapy Appointments:

  • 60–75 minute initial assessment: $250

  • 60-minute individual session: $175

These rates apply to self-pay clients and out-of-network services.

Sliding scale/ reduced rate options may be available for self-pay clients based on financial need. Please contact our office to discuss availability.

Fees may change over time, but clients will be notified in advance of any rate adjustments.

Accepted Payment Methods

We accept all major credit cards.

Payment Policies

Clients may choose to keep a valid credit card or HSA card on file for convenience, though this is not required. All payment information is stored securely through the SimplePractice client portal.

If a card is kept on file, it may be charged for outstanding copays, deductibles, or fees associated with services rendered.

GOOD FAITH ESTIMATE

Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.

  • You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.

  • Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

  • Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

  • Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises

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